Cooperative Operating System • Multi-Tenant SaaS

Run Your Cooperative In One Platform.

From membership, shares, fees and financing to finance, AGM, audit and AI — everything in one system.

One Member RecordOne Financial LedgerOne Member Portal

No credit card. Demo data ready instantly.

Kuala Lumpur Financial District
KOPERA

Problems We Solve

Scattered Excel files everywhere
Member statements prepared manually
Approval records go missing
Separate systems for members, financing and AGM
All operations in one controlled platform.
Cooperative board meeting
Key Differentiators

One Platform. Six Essentials.

ONE MEMBER RECORD

Every member's profile, KYC, shares and fees in one integrated record.

ONE FINANCIAL LEDGER

All transactions recorded in the same financial ledger.

ONE APPROVAL SYSTEM

Maker-checker flows for member registration and share withdrawals.

ONE AUDIT TRAIL

Every action recorded — who, what and when.

ONE MEMBER PORTAL

Members check shares, fees and receipts themselves, anytime.

ONE AI ASSISTANT

A cooperative AI assistant that understands member data and answers in BM or EN.

Modules

Platform Modules

CORE

Members, Shares, Fees, Payments, Documents

FINANCE

Accounting, Bank, Budgeting

FINANCING

Applications, Repayment, Arrears

GOVERNANCE

AGM, Board, Audit, Risk, Compliance

AI

Member, Finance, Audit & Management AI

PLATFORM

Multi-Tenant, Billing, White Label, API, Reseller

Koperasi AI

Koperasi AI

An intelligent assistant for members and management — respecting each tenant's permissions.

Member Support
Finance Analyst
Audit Assistant
Management AI
Live Preview
Berapa baki saham saya sekarang?
Baki saham anda ialah RM 5,200.00. Yuran bulan ini telah dijelaskan. Terima kasih!
Bila AGM tahun ini?
Security

Enterprise-Grade Security

Tenant Isolation
RBAC & Maker-Checker
Full Audit Trail
Encryption & Backups
Pricing

Transparent Pricing. Scale With Your Cooperative.

starter
RM299/month
Small cooperatives — up to 1,000 members
  • Ahli & KYC
  • Saham & Yuran
  • Bayaran & Resit
  • Portal Ahli
  • Laporan & Dashboard Asas
Choose Plan
MOST POPULAR
professional
RM799/month
Mid-size cooperatives — up to 10,000 members
  • Semua Starter
  • Pembiayaan & Tunggakan
  • Perakaunan & Bank
  • AGM & E-Voting
  • WhatsApp + Pembantu AI
Choose Plan
business
RM2,000/month
Large cooperatives & federations
  • Semua Professional
  • Perolehan & Vendor
  • Belanjawan
  • Tadbir Urus, Risiko & Audit
  • AI Lanjutan
Choose Plan
ENTERPRISE
Custom Pricing
Dedicated environment & custom requirements
  • Persekitaran berdedikasi
  • Custom domain & SSO
  • API lanjutan
  • SLA & sokongan berdedikasi
  • AI tersuai
Contact Sales

14-day free trial with demo data included

FAQ

Frequently Asked Questions

Is my cooperative's data safe?
Yes. Each cooperative runs in an isolated tenant — Cooperative A's data can never be accessed by Cooperative B, enforced at the database level.
Can we use our own branding?
Yes. Full white label: logo, brand name, colors, login message and custom domain.
What about migrating old data?
We offer paid migration services from Excel, CSV or legacy systems with audit, mapping and reconciliation.
Does the AI respect our permissions?
Yes. Koperasi AI obeys each tenant's permissions and only accesses your cooperative's data.
Demo

Book a Demo

Fill this form — our team will contact you for a live demo session.

KOPERAKOPERA

One Platform To Manage Members, Shares, Fees, Financing, Finance, AGM, Governance and Cooperative AI.

© 2026 KOPERA — Software for CooperativesMulti-Tenant SaaS • White Label • Made for Malaysian Cooperatives